Our Products

IFS Benefits specializes in a wide variety of plan types and lines of employee benefits insurance coverage.  Our belief is that by using a specialty focus approach on employee benefits only, we can be relied upon as true experts.  Recognizing that our clients may have a need for services in the property casualty and retirement planning area we have established strong referral sources for you to rely upon.

Group Employee Benefits – available through the private market or through public or private exchanges

Medical Plans
Insured and Self-Insured Plans
High Deductible Health Plans
HRAs and HSAs
Alternative Funding Arrangements
Retiree Health Insurance
Carve-out Prescription

Other Employee Benefits Plans
Dental Plans
Short-Term Disability
Long-Term Disability
Group Life/AD&D
Section 125 Plans
Flexible Spending Accounts
Travel Accident
Wellness and Advocacy Assistance Plans

Voluntary Products
Long-Term Care
Worksite benefits through Aflac, Colonial and other carriers


Individual Insurance – available through the private market or through an exchange.

Medical Plans with a wide variety of carriers and plan options 
Dental Plans
Referrals for life and disability policies

We offer plans with Aetna for individuals in DE, PA, and MD.

Click here to get a quote.

Highmark Blue Cross Blue Shield offers plans to individuals in Delaware. Please be advised that these plans are not offered if you have access to a Highmark BCBS Delaware employer group plan.

For more information on the plans the Highmark BCBS offers please click here.

If you would like more information or prices please feel free to contact us. Should you decide to apply for coverage please click here.

For information on Coventry individual plans for DE and MD residents please click here.

For information on Coventry individual plans for PA residents please click here.

New Castle County Office
220 Continental Drive • Suite 209 • Newark, DE 19713
302-652-2355 / fax: 302-652-5722
Sussex County Office
17527 Nassau Commons Blvd • Suite 208 • Lewes, DE 19958
302-645-2356 / fax: 302-645-5723